Companies to Avoid When Purchasing Ongoing Repair Coverage For Your Vehicle
Online companies can provide you with the best deals and the greatest coverage options but there are also those companies that are scams.
If you don't know how to spot the real thing from the ones that are trying to take your money, then there are some things you can look for to make your choice a more beneficial one.
Just like the salesman who sold you your vehicle, the companies that sell coverage for ongoing repairs of vehicles also have sales tactics to try and persuade you to get something that may not be what you want.
Whether you are on the phone, online, or in person, companies may try to mislead you by telling you all the things that are wrong with the competitors.
Any company that spends all of its time communicating what is wrong with the other guy but never telling you what is right with them is a company for you to avoid.
When you had the original coverage on your vehicle, you were probably expected to take it to the dealer when it needed repairs.
With the purchase of ongoing coverage, you may be required to take it to a specified repair place or you may be able to choose your own.
If you are given the place where you will have to take your vehicle, then you will need to investigate them to find out how dependable they are.
If you have a choice, then check around and see which of your local mechanics has done work with the company before and if they would be willing to provide you with the repairs your vehicle needs once the company is footing the bill.
If it is not a reputable company, you will probably find that no one wants to deal with them.
If you are required to put down a deposit before they let you look over the contract, then skip it.
If they are a legitimate company that is going to provide you with the ongoing coverage you want, then they don't need to hide the contract from you.
You should always read the contract before you buy.
If your coverage is only for mechanical breakdowns and not wear and tear on the vehicle, then you are getting only half the coverage and they may also deny claims by classifying them as wear and tear.
Know what your coverage is, where you will have to get repairs, what is and what is not covered, and whether the company pays directly to the repair facility or only reimburses you.
What you don't know about your ongoing coverage on your vehicle can come back to bite you when it breaks down and you don't have the coverage you thought you did!